Should My Car Have a Dashcam?

Car dashcam mounted on windshield

There are many accessories for cars that are available to purchase. Some of these can be more useful than others. One of the more expensive accessories you can purchase is a dashcam, but are these worthwhile?

What is a Dashcam?

The purpose of a dashcam is to record continuous footage whilst you are driving. This means if any accidents were to occur, you would have vital footage that can prove who is at fault, protecting yourself and other drivers.

Benefits of Having a Dashcam

1. Evidence in Case of Accidents

The primary benefit of a dashcam is having video evidence if you're involved in an accident. This footage can be invaluable when dealing with insurance claims or legal disputes, as it provides an objective record of what happened.

2. Protection Against Fraud

Unfortunately, "crash for cash" scams do exist, where fraudsters deliberately cause accidents to claim insurance money. A dashcam can protect you against these fraudulent claims by recording the true events.

3. Vehicle Security

A dashcam can also provide extra protection for your car, as most dashcams will begin recording when motion is detected near your car. This means criminals are less likely to target your vehicle, knowing they could be caught on camera.

4. Insurance Discounts

Most car insurance companies also offer discounts on their insurance policies for those who have a dashcam installed. This means you are not only protected but could also save money on your premiums.

Things to Consider

  • Video Quality: Look for at least 1080p resolution for clear footage
  • Storage: Consider how much footage you want to store and choose appropriate memory card size
  • Parking Mode: Some dashcams can record when the car is parked
  • Night Vision: Important for recording in low-light conditions
  • GPS: Some models include GPS to record speed and location

Conclusion

Overall, investing in a dashcam is a worthwhile decision for most drivers. The peace of mind that comes with knowing you have evidence in case of an incident, combined with potential insurance savings, makes it a smart addition to any vehicle.